Starting in September I will be studying in Japan for the duration of an academic year. My mom is helping as much as she can but it's up to me to find scholarships and pay for the majority myself. The total amount of financial aid I received for the next year is only $1,300, while my expenses are $6,000 for the program and $2,000 for room and board. On top of that is the airplane ticket, which will have to be out of pocket and living expenses. (Most likely up to $3,000.) There is an automatic program scholarship of $1,500 which is deducted. Therefore out of the estimated $11,000 for the tip, roughly $2,800 has been deducted. This leaves me wi